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Testimonials

Click here to read a report about the No Debt No Sweat! ministry in the Christian Chronicle.

Click here to see what Christian Leaders are saying.

What Seminar Attendees Are Saying…

"Thanks…My husband and I are very encouraged. We started doing several things already. Steve is so interesting. A great presentation."
-- Wife in Bakersfield, California

"Really enjoyed hearing you speak…I think you really blew some people away, based on the positive comments heard from the congregation…"
-- Ken in Fresno

"Thank you so much for your No Debt No Sweat! Seminar. I will never forget your passion for getting people out of the bondage debt. Words cannot express how much joy you brought…"
-- Visitor Follow-up Ministry, Florida

"Steve's seminar taught us how to get on a budget. We found $3,600 a year we didn't know we had-and we're able to give nearly $500 more each year!"
-- Paul and Pam, Nashville

"A+. Tremendously valued your presentations! Everything was helpful! Good analogies, real-life examples, Godly principles emphasized. Great reinforcement of essential discipline."
-- Retired Empty Nester, Nashville

"Thanks…I was surprised. It wasn't what thought it was going to be like. I thought it was going to be dry and boring. It was interesting, fast paced and helpful."
-- California Christian

"I appreciate your humble-but-informed presentations. It helped put my spouse and I on common footing in several ways that needed to happen."
-- Young Wife

"Thanks again for coming! You did a great job and have given us lots of great ideas to get our finances in order. We have been hearing many, many positive comments about your seminar."
-- Church Secretary, Ocala, Florida

"Your teaching abilities and presentation skills are very conducive to a high retention rate…thank you so much for educating us on the fundamentals of money management through Christian principles."
-- Jim in Alabama

"Thought I should tell you how glad we were to have attended your seminar…my wife's sister and her husband had not heard the debt elimination message… think they listened at your seminar…point is, the group dynamic in a seminar is very non-threatening and enables people to listen better…Keep up the good work! I think it means 'telling it like it is'…whatever you call it, you got it down pat…that's such good stuff and it is so true."
-- Kenny in Tulsa

"The teaching about retirement was much needed and wonderful. (We need) more teaching like this…brought things to my attention I wasn't aware of."
-- Anonymous

"I am so glad that my son and his girlfriend got a chance to sit at your feet and learn. I was talking with them after the seminar and could see a little spark starting to turn into a fire! I know that by coming to your seminar and listening to what you had to say helped support our previous conversations. (The seminar) is something that could save (the teenagers) from a lifetime of heartache and misery. I also appreciate your willingness to bare your soul."
-- Father in Texas

"It is going to change our financial lives! Thank you so much!"
-- Brenda in Dallas

"Thank you for the wonderful presentation…It was everything had hoped for and much more. I am 29 years old with a young family and am thankful this information was made available to me so early. Again, thank you so very much for this priceless ministry and especially for your warmth and kindness…"
-- Kenny

"I thought your seminar was great. You did a great job of addressing the difficult issues and I feel if people would follow your advice that we would all benefit financially."
-- Hastings, Nebraska

"Material (Steve) presents is common sense…His personal struggles and amusing way of presenting material, while relating to Bible principles, is well done. Proof in his abilities and interest in the subject was shown…as we had a huge percent of members and visitors…"
-- Retired Educator in Idaho

"The 'Jesus' in me sees the 'Jesus' in you and is so thankful for your witness. Thank you for your heart for the Lord. It is good that you have come. I am encouraged to serve Him more. You have touched my heart."
-- Nebraska Christian

"It was a blessing to listen to you and hear a spiritual side to money matters…it gave me a new look on money that was not depressing, and how to apple it to my life."
-- Lois in Idaho

"Thanks for blessing the congregation with your seminar and your strong walk with Jesus. Everyone I have talked to has given the seminar high marks."
-- Buddy in Modesto, California

"You convinced me to get rid of my expensive car-and the loan that went with it. Now I'm driving a car I paid cash for-no more loans, no more debt-it's great!"
-- Single Mom, Tennessee

"Steve was very interesting. He kept me engaged with a mix of financial information and personal applications and stories. It was so good."
-- West Coast Christian

"I'm trying to get my finances straightened out. In college I messed up and I'm trying to fix those mistakes. (I found The No Debt No Sweat! Seminar) very helpful!"
-- College Student

"Thanks so much for the terrific seminar. I hate it for those who missed it. Their loss!"
-- Church Secretary, Mobile, AL

"Thanks for another great seminar! The positive comments let us know how much it was valued and appreciated."
-- Betty Hamblen, Heritage Christian University

"I thoroughly enjoyed your seminar…it was refreshing to hear a biblical view on money matters…"
-- Arkansas Businessman

"The whole seminar was great! Thanks for having the church do this-the church needs to help us with this great need."
-- Anonymous

"(The most effective part was) your knowledge and experience."
-- Anonymous

"We really enjoyed the material that you presented at yesterday's seminar. I always enjoy listening to people that give real world advice and examples that make sense to the average guy."
-- Rick & Becky in Missouri

"(No Debt No Sweat!) helped to identify areas where I need more knowledge in order to make wise decisions."
-- Lori

"Good, easy to understand."
--Anonymous

"It was all helpful. It's good to know we've done the right thing all along."
-- Young Wife

"Good concrete information that is usable. Each topic was enlightening for me. Very helpful!"
-- Debra

"Steve did a great job explaining and sharing his knowledge of money matters. I learned many ways to handle my money better."
-- Anonymous

--go back--

Click here to see what Christian Leaders are saying.