Live Seminars

Click here to read a report about the No Debt No Sweat! ministry in the Christian Chronicle.

Steve Diggs has presented the No Debt No Sweat! Live Seminar at over 250 churches, colleges, conferences, lectureships, conventions and other venues nationwide. Aimed for both groups: Perfect for people who have invested wisely-and are looking for great tips on how to grow their college and retirement savings, teach their kids about money, and learn about biblical giving. The seminar is also aimed at those in financial turmoil needing a successful plan for getting out of debt, improving their marriages, and learning to budget. No Debt, No Sweat! teaches the importance of bringing Biblical principles to money matters.

Steve's style is humorous and up beat. The goal: Regular chuckles with an occasional belly laugh.

His positive, up-beat approach is a welcome breath of fresh air for people who are burdened and broken by the stress of too much debt. His approach is confessional because that's the best way to touch other people who are hurting. Steve speaks to the hearts of people who have too much month left at the end of their money.

Benefits of a No Debt No Sweat! Seminar

A No Debt No Sweat! Seminar shows God's people how to use God's money God's way-Christians are freed from the bondage of "stuffaholism."

1. Christians learn how kill the Debt Monster -and begin giving like we should by developing spending plans (budgets) that really work.
2. Romance is restored in marriages.
3. People learn to save for college and prepare to retire with dignity.
4. The seminar is also seeker-friendly. It's an ideal way to reach the unsaved-churches that invite their communities broaden their outreach and build credibility. This approach opens peoples' hearts to the Ultimate Message.
5. It is both humorous and confessional-yet profoundly Biblical.
6. NDNS! Seminars "softens the beachhead" for churches that may want to offer an on-going small group study in Godly money management.
7. People learn that there is real hope-a brighter future.

1) 1-Day: An all-day Sunday event is a wonderful way to build church-wide enthusiasm and support. Generally, all-day Sunday events begin by presenting Session #1to a combined (adult and teen) Sunday school. Sessions 2, 3, and 4 usually begin at 5:00pm and conclude around 9:00. (Times often vary based on individual congregations' needs and desires.)

2) 2-Day: Sunday and Monday Evenings-Presenting 2 Sessions each evening. (This format is especially effective for congregations interested in using the seminar for outreach and evangelism, since un-churched people usually don't want to "crawl out of bed" to go to church on Sunday morning.)

3) 1-Day: All Four Sessions on Saturday usually from 1:00-6:00 p.m.

4) 2-Day: Same as #2, except we present two sessions each on Wednesday and Thursday evenings.

What We Will Discuss in the 4 Sessions…

Session 1) Getting Acquainted is the fellowship, or sharing, session. This is when we begin to realize that we're all in the same boat. Steve shares the 2 Biblical principles a person must understand in order to get his financial life in order so he can take off like a bullet with a tail wind! He, then, shows the attendees how to begin the journey to financial wellness. The session also discusses:

• "What Motivates Us To Borrow?" (The Need vs. Greed Equation)
• "How Financial Bondage Saps Our Spiritual Vigor, and Gets Us Off God's Pathway"
• "Freedom From Materialism"

Session 2) Is the heart of the seminar. This is where Steve explains the "A,B,C's of Godly Money Management:"

"A"cknowledge Who Owns Your Money

• The 3 Great Principles of Godly Giving
• The Blessings of Godly Giving
• The Dangers of Greed and the "Prosperity Theology"

"B"udget Your Money

• Why We Don't Like To Budget.
• How to Develop Your "Personal Financial Freedom Plan."
• 9 Keys to a Successful Budget

"C"ontrol Your Money

• Learn the Difference Between "Need Money" and "Seed Money"
• 3 Ways to Achieve Financial Freedom (Without Using A Mask and A Gun!)
• The "Wolf Barrier"-How to Keep the Wolf Away From the Door Permanently!

Session 3) Debt and Credit Cards (Plastic Prosperity or Plastic Explosives?)

• A Biblical Perspective On Borrowing and Debt
• Credit Cards: Plastic Prosperity or Plastic Explosives?
• A 7-Step Do-It-Yourself Credit Repair Kit
• 4-Step Plan--Get Rid of Your Car Loan FOREVER!

Session 4) The Future: Saving, Investing, and Getting Ready For Retirement

• The 6 Secrets of the Great Investors
• How Mutual Funds Work
• Retiring From Your Job Without Retiring From God
• The Difference Between God's and Satan's Investment Approaches

In recent years teachers learned they could live like tycoons, bakers found they could hobnob with bankers, and roofers masqueraded as the rich. It was all made possible by an over-abundance of credit cards and an occasional home equity loan thrown in for good measure. Today our society is awakening with a financial hangover.

Total household debt has exceeded 100% of disposable income for the first time in history. The plastic prosperity our credit cards represented yesterday has become the great plastic explosive of today. Today many families are spending 20% of their income paying off short-term debt! Surveys indicate money problems are the leading cause of divorce in America. Today, the average college graduate leaves school with a diploma in one hand, and about $3,400 of credit card debt in the other hand.

His work within the church (teaching Christian money management and debt counseling) has shown Steve God's people are in the same money jam our secular friends face. As a matter of fact, our plight may actually be worse. Christians struggling with money problems are often fearful of being found out. So, they hide their struggles. Frequently, they're in denial-and we're not talking about the river in Egypt! We're talking about a dysfunctional lifestyle that depletes spiritual vigor and zeal for the Lord's work. And, the devil loves it!

A No Debt, No Sweat! Seminar teaches Christians how to free themselves from the bondage of financial pain. Attendees learn how over-spending is frequently a spiritual issue. Often we are trying to fill the holes in our hearts with stuff. Yet, with closer examination, we see that these holes are shaped exactly like Jesus-and, nothing else will fill them.

Each participate in the 4-session, 5-hour seminar will receive a No Debt No Sweat! Seminar Workbook to enhance the learning experience and facilitate at-home study and follow-up.

What Does It Cost?

No Debt No Sweat! seminars are an outreach ministry of the Antioch church of Christ in Nashville, Tennessee, where Steve Diggs serves as a minister. While there is a fee for the seminar and the workbooks, it is flexible based on size, financial abilities, and other considertions.

For more information, please contact Steve Diggs at the Antioch church of Christ:

Church Phone: 615-834-3063 E-mail: steve@stevediggs.com Mail: Steve Diggs c/o Antioch church of Christ 2142 Antioch Pike Antioch, TN 37013